Small Fleet Trucking Insurance
You’ve worked hard to build your 2-10 truck fleet — now it’s time to protect it and keep it moving forward.
Core Coverages for Small Fleets
Primary Auto Liability protects you from claims of bodily injury or property damage you cause to others while operating your truck.
Federal regulations typically require a minimum of $750,000, but most brokers and shippers expect at least $1,000,000 in coverage. We’ll help you choose the right limit for your operation and freight type — especially if you haul hazmat or specialized loads.
This coverage protects your business if the freight you haul is damaged, stolen, or lost while in your care.
Most brokers require a $100,000 cargo limit, though specialized commodities may need higher limits or endorsements. We’ll tailor your policy to your typical freight, routes, and contracts.
Physical Damage coverage protects your truck and trailer against covered losses — from collisions to theft, vandalism, or weather events.
We’ll help you balance deductibles and premium to ensure your equipment stays protected without overpaying.
General Liability covers claims for bodily injury or property damage caused by your business operations — such as loading, unloading, or premises exposure.
It can also include Personal and Advertising Injury, Medical Payments, and other essential protections often required by brokers, warehouses, and contracts.
At Jump Trucking Insurance, we understand how complex insurance can feel when you’re running a growing trucking company.
That’s why we partner with top-rated carriers and, in some cases, act as the carrier ourselves, offering competitive rates and direct access to service and claims support. Put yourself ahead of the competition with a company that understands the trucking world and can build a coverage plan designed specifically around your business goals.
Dedicated Support for Every Stage of Your Business
Accidents happen — but you shouldn’t have to handle them alone. Our claims team works directly with you and your carrier to move your claim forward quickly, keeping communication clear and minimizing downtime.
Our billing specialists make the payment process simple and predictable. We coordinate with premium finance and billing partners to help keep your policies active and your cash flow smooth.
Need to add a truck, change a driver, or adjust coverage? Our customer service team is just a call or click away. We’ll make updates fast and help ensure your policy always fits your current operation.
When renewal time comes, we shop your policy with multiple carriers to make sure you’re getting the best rate and coverage options available — every year, without the hassle.
Insurance That Works for You
At Jump Trucking Insurance
We combine industry knowledge, real-world experience, and technology to make insurance easier and smarter for small fleets.
We focus on coverage that scales with your business — so as you add units, drivers, and contracts, your protection grows with you.
We also collaborate with safety and compliance partners to help reduce losses, maintain good DOT scores, and improve your long-term profitability.
Coverage We Set Up for New Ventures
Primary Auto Liability – Protects against third-party injury and property damage.
Motor Truck Cargo – Covers the freight you haul; limits and endorsements matched to your loads.
Physical Damage (Comprehensive/Collision) – Protects your tractor and trailer against covered losses.
Non-Trucking Liability (if applicable) – For owner-operators when operating outside dispatch.
General Liability – Often required by shippers and warehouses.
Workers’ Compensation – For employees or multi-state operations.
Trailer Interchange / UIIA – For container haulers or non-owned trailer use.
Reefer Breakdown – For temperature-controlled freight where eligible.
Broker-Ready Checklist (Save This!)
Choose liability limits that meet your contracts (often $1M) and include MCS-90 if required.
Set cargo limits to match your freight (usually $100K, higher for valuable goods).
Confirm FMCSA filings (BMC-91/91X) are posted and active.
Keep COIs ready for brokers and shippers.
Align policy effective dates with your authority activation.
Document your commodities, lanes, and driver experience — brokers ask for it.
Have us review your broker requirements.
Why Fleets Choose Jump
Fleet-Focused Programs: Coverage designed for 2–10 units with room to grow.
Trucking Experts: We speak your language — from filings and cargo limits to safety scores and renewals.
Competitive Rates: Access to A-rated carriers and our own in-house programs.
Hands-On Service: One team for billing, claims, and policy support.
Built for Growth: As your fleet expands, we adapt your coverage and pricing to match.