Large Fleet Trucking Insurance
For well-established fleets (10+ trucks): reduce loss frequency, control premiums, and keep trucks earning.
Core Coverages for large Fleets
Third-party bodily injury and property damage from fleet operations. We align limits to contracts — many shippers expect $1,000,000 CSL or higher; excess/umbrella available to meet tower requirements.
Freight in your care, custody, or control — tailored by commodity with options for reefer breakdown, debris removal, and targeted commodities.
Tractors and trailers covered for collision, theft, vandalism, and specified perils; flexible deductibles and towing/storage options.
Trailer Interchange / UIIA, Hired & Non-Owned Auto, Non-Owned Trailer (attached), Cyber, Property/BI/EE, Garagekeepers, Inland Marine, and more.
Multi-state WC programs for drivers and staff; options for safety-credit programs and managed-care networks.
Additional limits over Auto/GL (and, if scheduled, Employers Liability) to satisfy shipper/contract demands and protect against catastrophic loss.
Non-auto premises/operations exposures (yard/terminal, some loading/unloading) often required by warehouses and contracts.
Third-party bodily injury and property damage from fleet operations. We align limits to contracts — many shippers expect $1,000,000 CSL or higher; excess/umbrella available to meet tower requirements.
Freight in your care, custody, or control — tailored by commodity with options for reefer breakdown, debris removal, and targeted commodities.
Tractors and trailers covered for collision, theft, vandalism, and specified perils; flexible deductibles and towing/storage options.
Trailer Interchange / UIIA, Hired & Non-Owned Auto, Non-Owned Trailer (attached), Cyber, Property/BI/EE, Garagekeepers, Inland Marine, and more.
Multi-state WC programs for drivers and staff; options for safety-credit programs and managed-care networks.
Additional limits over Auto/GL (and, if scheduled, Employers Liability) to satisfy shipper/contract demands and protect against catastrophic loss.
Non-auto premises/operations exposures (yard/terminal, some loading/unloading) often required by warehouses and contracts.
You run a serious operation – safety, compliance, and cost control are not negotiable.
At Jump Trucking Insurance, we pair competitive coverage with hands-on risk management: safety program support, telematics-driven analytics, loss-control consulting, and driver training incentives that help reduce claims and stabilize premiums. In select programs, we also operate as the carrier, streamlining filings, certificates, and claims for faster turnaround.
Core Coverages for large Fleets
Policy templates, safety meeting kits, corrective-action guidelines, and quarterly review calls. We help you implement practical steps that align with FMCSA/CSA expectations and shipper requirements.
Onboarding audits, driver file/DQ hygiene, MVR pulls, incident post-mortems, and targeted interventions for top-loss drivers (lane, terminal, commodity, or behavior). We collaborate with your leadership to reduce frequency and severity.
We translate ELD/telematics and CSA/SMS data into actionable dashboards — speeding, hard-brake, idle, route risk, and inspection hotspots — then tie those insights to underwriting goals and training plans.
Preferred pricing credits (where eligible), remedial training for new or at-risk drivers, and recognition programs that reward safe performance. We’ll recommend courses and document completions for underwriting.
Why Large Fleets
Choose Jump
Cleaner DQ files and inspection outcomes through compliance hygiene
Data-driven underwriting story that can support better long-term pricing
Faster COIs, filings, and claim communication to reduce downtime
Lower loss frequency through targeted training and route/radius refinements
FAQ
Most Asked Large Fleet Trucking Insurance Questions
Yes. Insurers price on loss history and risk profile. When analytics show measurable improvements — like fewer speeding incidents or better inspection results — it strengthens your underwriting story and can support better terms over time.
Yes. We work with the data you already have. We’ll focus on KPIs that underwriters care about (speeding, hard-brake, idle, time-of-day, route risk) and build a simple scorecard for ongoing reviews.
Once policies are bound, we issue certificates promptly and submit required filings. If we’re the carrier in your program, turnaround can be even faster.
Many contracts call for $1M Auto Liability and additional Umbrella/Excess limits. Requirements vary by shipper and commodity; we’ll align your tower accordingly.
Operations Enablement:
Filings, Certificates & Claims
We handle FMCSA and state filings and issue broker/shipper COIs fast.
Direct access to our team and TPAs; root-cause reviews feed back into training and routing.
Seamless unit adds/swaps, equipment schedule hygiene, and renewal timelines mapped quarter-by-quarter.
Coverage We Set Up for New Ventures
Primary Auto Liability – Protects against third-party injury and property damage.
Motor Truck Cargo – Covers the freight you haul; limits and endorsements matched to your loads.
Physical Damage (Comprehensive/Collision) – Protects your tractor and trailer against covered losses.
Non-Trucking Liability (if applicable) – For owner-operators when operating outside dispatch.
General Liability – Often required by shippers and warehouses.
Workers’ Compensation – For employees or multi-state operations.
Trailer Interchange / UIIA – For container haulers or non-owned trailer use.
Reefer Breakdown – For temperature-controlled freight where eligible.
Broker-Ready Checklist (Save This!)
Choose liability limits that meet your contracts (often $1M) and include MCS-90 if required.
Set cargo limits to match your freight (usually $100K, higher for valuable goods).
Confirm FMCSA filings (BMC-91/91X) are posted and active.
Keep COIs ready for brokers and shippers.
Align policy effective dates with your authority activation.
Document your commodities, lanes, and driver experience — brokers ask for it.
Have us review your broker requirements.